Your vocal length is not very long if you refuse to say anything. A foreclosure defense allows your case to speak up in articulate decibels and be heard by a judge. No one should go through a foreclosure silently.
Loan modifications and short sales take time; meanwhile, your case is being pushed forward by the bank. While the bank may be working with you on a modification or short sale, the bank outsources its legal action, so the foreclosure is continuing without regard to your negotiation. You may think you are speaking clearly, but there is a second conversation going that may deliver a lis pendens.
You can answer this two-sided dialogue if you match the bank’s strategy and outsource your legal representation. With a foreclosure defense attorney, you have two voices which can speak at once in harmony for your interest. Keep talking with your bank, and let your lawyer handle the legal case against you. Strengthen your vocal reach. Let the attorney give you the time you need to negotiate a modification or to complete a short sale.
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